Top Agent America / Michigan / Ferndale
Find a top real estate agent in Ferndale
Oakland County. Known for Nine Mile downtown, walkability, updated prewar bungalows.
The Ferndale market, honestly
Ferndale sits right on 8 Mile at Woodward, and its Nine Mile downtown is the most walkable few blocks in south Oakland County. The homes are compact prewar and postwar bungalows on small lots, many of them updated by owners who wanted a garage, a second bath, or an open kitchen out of a 1940s floor plan. Because buyers here are explicitly paying for walkability, an agent who can show what a specific block is actually worth on foot beats one working off square footage alone.
That is why we match on evidence. When you ask for a Ferndale agent, we look for closed sales in Ferndale itself, in your price range, on your side of the city. If we do not have a strong local match, we say so instead of handing you to whoever is next in line.
Our team has closed 3 transactions in Ferndale.
What Ferndale actually charges in property tax
Michigan bills in mills against taxable value, and taxable value resets to about half of market value the year after a home changes hands. That is why the seller's current tax bill is close to meaningless to you, and it is why the honest way to read these numbers is as a share of what you pay for the house: the millage divided by 2,000.
Ferndale contains 2 school district rates, from 2.36% to 2.58% of price. On a $400,000 home that is a $904 a year difference between the cheapest and the most expensive street in the same city. Most buyers never find this out until the first bill arrives.
| School district | Millage | Share of price | Tax on a $400,000 home |
|---|---|---|---|
| Ferndale Public Schools | 47.1564 | 2.36% | $9,431 |
| Hazel Park Schools | 51.6764 | 2.58% | $10,335 |
Rates are 2025 totals for a principal residence with the Michigan homestead exemption. A second home, rental, or investment property adds roughly 18 mills of school operating tax on top. Special assessments for roads, police, or refuse can add more, and village residents pay a village levy as well.
Put Ferndale rates into the affordability calculator
Source: Michigan Department of Treasury, 2025 Total Property Tax Rates in Michigan (Form 4029 total rates report). Verify any specific parcel with the Oakland County treasurer or the Michigan property tax estimator before you rely on it.
Get matched with a Ferndale agent
Tell us where to reach you and we will text you within the hour during business hours. Free, no obligation, you decide after you talk.
Questions people ask
How fast will I hear back about a Ferndale agent?
Usually within the hour during business hours. A real person from our Troy office reviews every request before any introduction happens.
Which Ferndale school district has the lowest property taxes?
On 2025 homestead rates, Ferndale Public Schools is the lowest in Ferndale at 47.1564 mills, about 2.36% of what you pay for the house. The highest is Hazel Park Schools at 51.6764 mills, about 2.58%. On a $400,000 home that gap is $904 every year, which is worth knowing before you fall in love with a street.
What will property taxes cost on a $400,000 home in Ferndale?
Roughly $9,431 to $10,335 a year as a principal residence, depending on which district the address sits in. That assumes taxable value resets to about half of market value when you buy, which is what Michigan uncapping does. If you are not claiming it as your principal residence, add roughly 18 mills.
Is this really free?
Yes. Buyers and sellers never pay us anything. When a deal closes, the agent pays a standard referral fee out of their own commission. Your agreement with your agent is exactly the same as if you had found them yourself.
Do I have to work with the agent you match?
No. The match is an introduction, not a contract. If the fit is wrong, tell us and we will introduce someone else, or you can simply walk away.